December 2020

Most Americans Are Celebrating The End Of 2020 And Looking Forward To A Fresh Start In 2021

(Southern Pines)….Most Americans are celebrating the end of 2020 and looking forward to a fresh start in 2021. While Captive Managers and others involved in the captive insurance industry are reporting positive growth for the year there is a sense that as an industry we are ready to move back to having positive “in person” interactions with clients and those who may be considering the captive insurance option. Early indications from the NC Department of Insurance indicate that it has been a good year for captive insurers in the state. NCDOI has traditionally released the states growth figures in February and we look forward to seeing those numbers in the near future. As for your association, we are looking forward to our Annual Conference being “in person” August 29 through September 1 in Durham.

Your Annual Dues investment in the captive insurance industry for 2021 in North Carolina are due on December 31. NCCIA is asking you to please remit your dues by that date to avoid additional collection expense for the association. If you need another copy of your statement please contact Diane Waltman in association headquarters at .
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Mum Is The Word From The US Supreme Court

Mum is the word from the US Supreme Court as we await it’s ruling in the CIC Services v. Internal Revenue Service case. Oral arguments were heard on December 1 via a Zoom style hearing conference. While each of the nine justices asked questions during the session Judge Neil Gorsuch seemed to have a keen interest in the arguments put forward by attorneys for both CIC and the IRS. NCCIA was pleased that the amicus brief submitted by a consortium of captive domiciles plus CICA and SIIA was referred to during the arguments. If you would like to listen to the arguments a recording of the proceedings is available on the US Supreme Court website. The recording is of history being made that involves you. Consider taking a few minutes and give it a listen.

North Carolina General Assembly Returns For The 2021 "Long" Session

January is that time of year that no man’s life and property are safe as the North Carolina General Assembly returns for the 2021 “Long” session of the legislature. The leadership will look very similar to the 2020 session in that Republicans will control both houses with Sen. Phil Berger (R-Rockingham) as Senate Majority Leader and Rep. Tim Moore (R-Cleveland) as House Speaker. There will be a new face on the Senate dais as Mark Robinson (R-Guilford) was elected Lt. Governor succeeding Dan Forest. The Lt. Governor is the Senate’s presiding officer. Committee memberships should be determined before the bodies are called to order on January 13th. 

Despite your editor’s natural optimism I like many have found 2020 to be a difficult year with more to dislike than to celebrate. I have seen many acts of kindness during the year and the “can do” spirit of our WWII era parents and grandparents on display as we dealt with a crisis we did not want and are battling as we approach Christmas. Whenever I feel this way I am prone to turn to the life of the father of our country, George Washington who during the American Revolution saw everyday adversity and death. This story of his Christmas 1777 in Valley Forge teaches us that we will prevail over the Pandemic. I share here with you that story.

Christmas at Valley Forge (Edited)
By: Jeff Westover

Christmas Valley Forge 1777 Picture it: George Washington leads his army of 11,000 men – a third of which he estimated did not even have shoes – into Valley Forge just before Christmas 1777. There, just days before Christmas on the 19th of December, the Continental Army and George Washington himself would find a way to reverse the course of the war. That Christmas was just the beginning of both an incredible tale of survival and redemption.

The year 1777 had been a year of continual, bloody losses for Washington. His army had been run on a shoestring by a Continental Congress who was woefully unprepared to keep an army equipped and fed. By December of 1777 Washington was competing with the British in foraging for food and supplies from the local countryside just to keep his army alive.

Valley Forge was in no condition to receive them. The first order of business Washington gave his men was for them to build wood huts to spend the winter. They would dig two feet into the ground in an area 16 feet by 14 feet in a space designed to hold 12 men each. The walls would be constructed of logs, with hastily constructed stone fireplaces, and the floors were of dirt. If lucky they had a sheet to cover the door way to keep out the cold. While his army built their huts Washington himself refused to live outside his own tent. It was December, it was cold and they were in for a harsh winter of misery.

Washington had every reason to be bleak. He was fighting Congress not only for provisions but also for control of the army itself. Just weeks before arriving at Valley Forge, after a series of brutal losses, Congress reorganized the Board of War and stripped the Commander in Chief of some of his authority by making him answer to the one man he felt was over his head as a military general. Worse, the poor condition of his army could not be understated. They were malnourished, anxious, battle weary and discouraged. Washington employed a regular army of spies and informants and with each dispatch he received the news seems to only get worse.

Christmas was far from the mind of Washington as he looked to find hope in Valley Forge for that winter.

Washington's Prayer: The fact that Washington was a praying man was discovered by Isaac Potts, one of the owners of the land Washington had requisitioned for housing the Continental Army that winter. Potts was a loyalist who feared the British could not be overcome. His opinion of that changed only after watching Washington that winter on his family’s homestead (Washington later requisitioned the Potts home for his headquarters at Valley Forge).

“It was a most distressing time of the war,” Potts later said. “All were giving up the ship but that great and good man. In that woods (not far from the Potts home), I heard a plaintive sound, as of a man at prayer. I tied my horse to a sapling and went quietly into the woods and to my astonishment I saw the great George Washington on his knees alone, with his sword on one side and his cocked hat on the other. He was at prayer to the God of the Armies, beseeching to interpose with his Divine aid, as it was a crisis, and the cause of the country, of humanity and of the world. Such a prayer I never heard from the lips of man. I left him alone praying. I went home and told my wife I saw a sight and heard today what I never saw or heard before. We never thought a man could be a soldier and a Christian (Potts was a Quaker), but if there is one in the world, it is Washington.”

Despite his prayers, those first few days at Valley Forge saw little comfort come to George Washington. In his own tent, Washington took pen in hand and wrote a letter to the President of the Continental Congress to tender his resignation and to declare the cause hopeless.
“I am now convinced beyond a doubt,” Washington wrote, “that unless some great and capital change suddenly takes place, this army must inevitably be reduced to one or other of these three things. Starve – dissolve – or disperse, in order to obtain sustenance in the best manner they can. Rest assured, Sir, this is not an exaggerated picture, and that I have abundant reasons to support what I say.”

Washington knew he and his army were in for a miserable winter in Valley Forge and he knew not when or from where relief would come. The Continental Congress had fled Philadelphia, running from the same British troops that so frequently had defeated Washington; his men were not professional soldiers. Many had left the farm on a moment’s notice to join the cause, and many had deserted in the middle of a march to tend to crops and family.

To be away from home on Christmas, in such destitute circumstances, fighting for a cause that many were beginning to doubt, Washington could hardly blame those who deserted. Hearing a noise outside of his tent, and fearing yet another mutiny, Washington left his sad letter to check on his men.

In row by row he found his men huddled together around fires, chatting and making merry over a bit of hunted game. He was amazed at their good cheer and fellowship and tried his best to smile as each wished him a Happy Christmas.

As his imposing figure was seen by more and more of the men Washington was astounded to hear from them a chanted cheer: “Long live the United States! Hail to our Chief! May Liberty prevail!” Washington, who was not wearing a coat or a hat of his own, was moved to tears to see men wrapped in blankets and feet clad in rags cheer him while the snow fell.
As he inspected his troops he asked his men if they had not suffered enough. “Having come this far,” one lieutenant said, “we can but go the rest of the distance.”
As he returned to his own tent, Washington and an aide were stunned to see that in his absence from his quarters some men had gathered garlands of holly and cedar twined draped above the tent-flap door.

General Washington took the letter he had started to Congress. He burned it at the fire his aides had built outside his tent. “May God relieve your sufferings, if the Congress will not. And a good Christmas to you!” Washington said as he burned the letter in front of close aides.

In that small, brief moment of Christmas – a gift-less, cheerless, merry-free Christmas – Washington was inspired by the will, the grit and the spirit of his own men.
The clouds did not part and the burdens were not lifted on that Christmas Day of 1777. But from the depths of that Christmas came a resurgence in the hope and confidence of George Washington.

History clearly marks Valley Forge as the turning point of the American Revolution. Washington over the course of fighting the brutal conditions of Valley Forge rebuilt, retrained and re-inspired his men to the cause.
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