John A. Crawford
Clerk of the Circuit Court
How does the online auction work?
Online Auctions FAQs
Auctions are held on properties offered for sale to the highest bidder. The Clerk's Office conducts the sale via public auction on the Internet in accordance with Florida Statutes.
Anyone may bid on the properties, and must register with the clerk on this web site prior to the sale. The site provides information for each sale item, including the name of the owner, legal description and the opening or base bid.
At the date and time specified for the sale, each item is auctioned in order of file number and sold to the highest bidder.
Prior to the time of the sale, the successful high bidder must post with the Clerk a nonrefundable deposit of 5% of the anticipated high bid. The remainder of the bid plus court registry fees plus the Judicial Sale Winner Bid Service Fee are due by 3:30 pm ET the day of the sale.Payment may be made in the form of wire transfer, cash, cashier’s check, or money order. Upon payment of the remainder of the bid via counter or wire transfer initiated, the Clerk will issue a Certificate of Sale.
Advance deposits may be made on the web site via electronic check (ACH). ACH deposits require 4 full business days to be processed. The deposits will not be available for bidding until such funds have cleared. Deposits may also be made in person by cash or cashier’s check at the Nassau County Clerk of Courts Civil Division at 76347 Veteran’s Way, Yulee, FL 32097.
A Certificate of Title may be issued by the Clerk of the Circuit Court after ten (10) full days have elapsed from the issuance of the Certificate of Sale and provided there is no other action relating to the subject proceeding.
What equipment and software will I need?
There is no special software or hardware needed for the sale. In order to participate, bidders must have a computer with access to the Internet. The Clerk's office will provide a limited number of public computers for those without Internet access. Please contact a foreclosure clerk at (904) 548-4606 for availability.
Do I have to be present on the day of the sale?
Effective February 22, 2016, foreclosure sales for all new filings will be conducted entirely online via this web site. It will no longer be necessary to appear in person to participate in the sale.
What do I need in order to participate?
In order to participate in the sale, bidders must register on this site to get a Username and Password and place a valid deposit for your bids to be considered.
How much is the deposit?
You will need to place a deposit equal to 5% of your estimated high bid for each item you anticipate winning at the sale.
How do I pay for my deposit? How do I Pay for my winning bids?
Deposits can be made electronically on this web site via ACH (Electronic Check). Wire transfers will be accepted but you MUST add $13.50 fee per transaction or it will be deducted from your deposit amount. Wire transfers may take up to 48 hours to be received and processed. Cash, cashier’s checks and money orders will also be accepted, however, these forms of payments must be delivered to the Clerk’s office. Personal Checks are NOT permitted.
Deposits are due by 10:30AM the day of the sale.
Payments can be made by wire transfer but you MUST add $13.50 fee or it will automatically be deducted from your payment amount. Cash, cashier’s checks and money orders will also be accepted, however, these forms of payments must be delivered to the Clerk’s office. Personal Checks are NOT permitted
Payments are due by 3:30PM the day of the sale.
Can other participants see my bids?
How does the bidding work? What is a proxy bid?
Auction participants enter their highest acceptable bid for a property. The auction system then checks all other bids and enters a bid on your behalf at $100.00 more than the next highest bidder (proxy bidding). The system stops entering bids for you when your highest acceptable bid is reached. When an auction closes, each property is awarded to the participant with the highest bid.
What happens in case of a tie bid?
If identical bids are placed prior to the auction start date and time the first participant to place the bid will be deemed the official high bid. Tie bids are not allowed once the auction begins.
Can I change or cancel my bid?
Bids may be cancelled or modified (raised or lowered) at any time before the auction officially begins for that case. Once an auction begins, however, bids may be increased only. Cancelling or lowering a bid during a live auction is NOT permitted.
If I am the high bidder, how long do I have to pay for the property?
If you are the successful bidder for property at a foreclosure sale, the balance of the final bid amount plus the court registry fees must be received by the Clerk's office no later 3:30 PM ET the day of the sale or by the deadline stated in the judgment. Accepted forms of payment are wire transfer, cash, cashier's checks and money orders.
What if I fail to make the final payment or choose not to purchase the property?
If full payment is not made by 3:30 PM ET the day of the sale, your deposit will be forfeited.
What happens to leftover deposit money?
Unused deposit money will be returned upon request of refund by clicking “Request Refund”.
How do I request a refund?
Funds on deposit are only returned when requested. To request a refund, click “Request Refund”. Please allow approximately two weeks after the close of the auction for the processing of refunds.
What is the overtime period?
Why does the auction keep extending?Any bid placed with less than 30 seconds remaining on the auction clock will automatically extend the bidding period by an additional sixty (60) seconds. Bids placed below the stated Plaintiff's Maximum Bid will NOT extend the auction bidding period.
Does the foreclosure sale erase all other liens on the property?
No! There may still be other encumbrances (judgments, priority mortgages, taxes or liens) that survive the sale. The winning bidder takes title to the property subject to all defects, liens, encumbrances and matters of which he/she has or could obtain knowledge. It is the bidders responsibility to perform all research regarding the property, including the value, title defects, liens, mortgages or other encumbrances. The Clerk's Office does not guarantee a clear title and is not responsible for any encumbrances on the property purchased at auction.
The laws regarding foreclosures are extremely complicated. It is recommended that all bidders perform a title search and consult an attorney prior to placing a bid.