March 2015 Issue of's Monthly Newsletter
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Help you make wise personal finance decisions

Hello friends, welcome to the March 2015 Monthly Newsletter!  In this issue, I will focus on only one topic - How to Reduce Tax?

A disclaimer: I am not a CPA, what I shared here is based on my own research, I hope it's useful information for you.  But you need to do your own due diligence and talk to your accountant to design the best strategy that is tailored to your unique situation.

Tax At a Glance
Have you ever wished to have a cheat-sheet for the various tax rules for easy reference?  This 2015 Tax at a Glance is probably the closest thing you can get to that goal.  If you want to have a soft-copy, please email me.
5 Strategies
I shared 5 Simple Strategies to Reduce Tax in this series of blog posts.  It's based on my own research and contains lots of information  I hope it gives you some food for thought and you can find something useful there.
Tax Torpedo
Do you know there is a "Tax Torpedo" waiting to hit your retirement ship?  Few people probably knows about it, but after reading this three-part blog posts, I hope you see what a tax torpedo is and what strategy you can take to avoid it (e.g. Roth IRA, etc.) 
The Bottom Line
Personal Finance is a broad and complicated topic, and needs lot of knowledge and forward-looking planning.  I hope I can share my knowledge and use my skills to help you make wise PF decisions.

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Kaisheng (Kenny) Bao, CFA, MBA
Independent Agent
National Producer Number 16505199
(571) 482-9394

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