The RPG  Planner

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Dear <<First Name>>:

We are both excited and proud to announce that Marjorie Edenfield is the newest CERTIFIED FINANCIAL PLANNER™ (CFP) at RPG.  Marjorie took her 2-day exam last November but had to wait until May for the official announcement of her certification.  Congratulations, Marjorie!

We hope you enjoy this latest version of the RPG Planner.  If you have a friend or colleague who you want to introduce to RPG or who may benefit from receiving this monthly email, we invite you to use this link to forward this email to them.  

Plan Right                      

Around the Web


Investment Commentary       

Global stocks ended May slightly below where they started the month (MSCI World Index -0.4%).  Many developed markets, including the US market, posted small gains while emerging market stocks gave back some of their strong gains from the first four months of 2015.  The Chinese central bank's decision to tighten lending restrictions led to 6.5% one-day selloff in the Chinese stock market and contributed to losses in other emerging markets.  

Whereas most stock markets traded in a tight range during May, bond yields were unusually volatile.  The 10-year Treasury yield started the month at 2.05%, reached as high as 2.36%, and closed the month at 2.12%.  

Economic data remained mixed in May.  Unexpectedly strong new housing starts and housing permit data were positive along with encouraging employment figures.  Alternatively, retail sales were sluggish and the 1st quarter GDP figure was revised lower to -0.7%.  Despite the GDP contraction in the 1st quarter which was attributed to severe weather and a stronger dollar, GDP growth over the past 12 months is 2.7%.

Much fanfare continues to be made of the domestic market's new highs (10 new highs this year) as perhaps a signal of excessive valuation.  It is a relevant reminder that the market trades within 5% of its all-time high on roughly half of all trading days (44% of days since 1950).  Announcement of new highs makes for good news but offers no useful predictive ability of the future.

You can reference the RPG Monthly Market Snapshot by clicking here for some key economic data points and index returns.  We welcome any comments, questions, or suggestions.


  • June 15th marks the 2nd deadline for 2015 quarterly estimated taxes.
  • It is graduation season for high school and college seniors with students ready to embark on the next chapter of life.  Consider scheduling a time for your recently graduated son or daughter to benefit from our complimentary and personalized Financial Foundations® course.  We walk through some of the basic financial principles that will put them on a path to success.  It makes a nice graduation gift.     

Fun Stuff and Free Resources

  • Booking a rental car for summer travel this year?  Make sure you visit autoslash, a website that will continuously track rental car rates and rebook you to a cheaper price in the same vehicle category if rates decline before your trip.
  • For those of you consistently seeking ways to increase personal productivity, consider checking out Trello - an outstanding, easy-to-use, and free personal task management system.
  • One of our clients was kind enough to bring in and share this fun crafts project with us.  She described the construction process as an addictive combination of art and geometry.   

RPG News and Notes 

  • We congratulate Chris Mauser and his wife, Randi, on the adoption of their first "child" last week - a 107 pound golden retriever named Barkley.  Good luck to Chris and Randi as they embark on an exciting journey as dog owners.  Stay tuned to our Facebook page for photos of Barkley.    
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