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JULY 2021         VOL.  2021.14
Is It a Good Time to Buy a House?

While mortgage rates tend to fluctuate daily, they have stayed low (around 2.6% to 3%) for the last year. That’s why buyers are taking advantage of the current real estate market and borrowing more than they ever have because with lower mortgage rates their loan officers can lend them more money. Homebuyers can then buy more expensive houses, aiding in the increases in our current real estate market.

Lets look at an example of why buyers are taking advantage of this opportunity! 2019 average mortgage rates were around 4% for a 30 year fix rate. By achieving a 2.6% rate, one can increase their purchasing power by $50,000, and still have a lower monthly mortgage payment! It is no wonder there are 28% more active buyers flooding the market!

A 30yr mortgage for $300K at 4%   =  $1432 monthly payment
A 30yr mortgage for $350K at 2.6% = $1401 monthly payment

Credit scores, the length of the loan, interest rate types and even down payments affect their interest rates and monthly payments. Higher credit scores, shorter loan repayments, a fixed-rate mortgage and a hefty downpayment can have you seeing a lower interest rate. Are you ready to TRADE UP? Contact any one of our trusted real estate advisors. We can connect you with a local lender and help guide you through the process every step of the way!
MARKET STATS
JUNE 2021 MARKET STATS
The Avg sale price in June was $227,149 up from $201,517 a year earlier. This is mainly due to low interest rates! Homes that sold in June were typically on the market for 3 days and sold for 100.1% of their list prices.
Are you prepared to offer over list price? Let our team of professionals guide you through the "bidding war" process to get you into the home of your dreams!
VIEW FULL MARKET STATS

TCG HOT TIP

Ready to buy? Not sure where to start? Our agent Brandon Baker explains the first step - getting pre-approved and why it is important!  WATCH MORE VIDEOS

Pre-Approved

OPEN HOUSE SUNDAY

Check out this week's open houses!
View all open houses in Wichita and surrounding towns.
Find one you like? Give us a call for more details or to view it in advance.
316-634-6767

SEARCH FOR PROPERTIES

Looking for something specific? Shop all properties in Sedgwick and Butler County. Narrow your search by newest, price range, zip code and more.
Want to be in-the-know about upcoming listings? Email us to be added to the list!
EMAIL

TCG FAVORITE RECIPES

Summer is in FULL swing! Enjoy one of our favorite salads and have fun with those fire-pit 'smores with our creative ideas that kids and adults with love!

Summer Spinach & Arugula Salad
Directions
 
  1. In a large bowl, toss together spinach, arugula, clementines, nuts, and cranberries.
  2. Pour dressing over salad and toss to combine. Top with Parmesan and a pinch of sea salt.
15 Creative S’mores Ideas!
Kick your summer S'mores up a notch with BACON!
  1. We don’t think anyone needs a lesson in how to build a s’mores, but here’s the idea…
  2. Using a stick, long grilling fork, or wood skewer, stick on a marshmallow and roast over an open flame for 30-60 seconds, or until toasted.
  3. Place roasted marshmallow between 2 graham crackers (or cookies, etc) lined with chocolate (or other toppings) Devour immediately.

Candied Bacon

Preheat oven to 375-400°F. Sprinkle both sides of strips of bacon with brown sugar. Place on an aluminum foil lined baking sheet and cook in oven until crisp, about 15-25 minutes. Transfer candied bacon to a paper towel lined plate to drain. Once cool, cut into bite sized pieces.

Roasted Berries

Combine all ingredients in a small bowl. Spread into an even layer on a parchment-lined baking sheet and roast in a 450°F oven for 20-25 minutes. Transfer fruit and syrup to a bowl. Let cool completely before using on s’mores.

Chocolate Covered Potato Chips and Pretzels

Place some dark chocolate in a small bowl and microwave on medium power just until barely melted through, stirring every 30 seconds.
Dip pretzels and potato chips in chocolate and place on a piece of wax paper to allow chocolate to harden.

Candied Bacon S’mores

Place roasted marshmallow between 2 graham crackers lined with chocolate and candied bacon.

Cookie Butter S’mores

Place roasted marshmallow between 2 graham crackers lined with cookie butter.

Roasted Berries S’mores

Place roasted marshmallow between 2 waffle cookies or graham crackers lined with chocolate and a spoonful of roasted berries.

Salted Caramel S’mores

Place roasted marshmallow between 2 graham crackers lined with caramel sauce and a sprinkle of flaky sea salt.

Samoa Cookie S’mores

Place roasted marshmallow between 2 graham crackers lined with caramel sauce and toasted coconut.

Chocolate Chip Cookie Nutella S’mores

Place roasted marshmallow between 2 chocolate chip cookies lined with nutell

Mexican Chocolate S’mores

Place roasted marshmallow between 2 graham crackers lined with chocolate sprinkled with cinnamon and chili powder.

Elvis S’mores

Place roasted marshmallow between 2 graham crackers lined with peanut butter, banana, and candied bacon.

Chocolate Covered Potato Chip S’mores

Place roasted marshmallow between 2 graham crackers lined with chocolate covered potato chips.

Chocolate Covered Pretzel S’mores

Place roasted marshmallow between 2 graham crackers lined with chocolate covered pretzels.

Rice Krispies Treat S’mores

Place roasted marshmallow between 2 thin rice krispie treats lined with chocolate.

Oreo Cookie S’mores

Place roasted marshmallow between an oreo cookie lined with chocolate.

Reese’s Peanut Butter Cup S’mores

Place roasted marshmallow between 2 graham crackers lined with a peanut butter cup.

Snickers S’mores

Place roasted marshmallow between 2 graham crackers lined with bite sized pieces of snickers.

Milky Way S’mores

Place roasted marshmallow between 2 graham crackers lined with bite sized pieces of milky way.

Kit Kat S’mores

Place roasted marshmallow between 2 graham crackers lined with bite sized pieces of kit kat.
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THE CARNAHAN GROUP CORE VALUES
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1551 N Waterfront Parkway Suite 310
Wichita, KS 67206

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